The Ministry of Education, Culture, Sports, Science and Technology has announced the contents of the first summary of the newly created income-linked refundable scholarship system.The government plans to introduce a repayment amount according to income, and for those with an annual income of 1 million yen or less, the government will consider a grace period for repayment by application, starting from April 300 enrollment.
According to the Ministry of Education, the system covers universities, graduate schools, junior colleges, colleges of technology, and specialized training colleges.A fixed amount (minimum 2,000 yen) will be refunded until the income reaches a certain amount, and if the amount exceeds a certain amount, the refund amount will be according to the income.
The ratio of the refund amount to the income is 9%.If you use this system, in a general model case (starting salary of 281 million yen, annual increase of 17.9 yen), the refund will be completed in 15.5, and the final monthly refund will be 2 yen.If you are a victim of a disaster, are receiving welfare benefits, and have an annual income of 2,100 million yen or less and are in need of living, you can apply for a postponement of return.
Since the conventional fixed-amount scholarship system requires a certain amount of repayment even if there is no income, there are a number of cases where people suffer from repayment after graduation or become insolvent, and the Ministry of Education, Culture, Sports, Science and Technology's Council of Experts is considering a new system. Was.
In response, the Japan Federation of Bar Associations said, "While this system reduces the burden on users depending on the design and operation, there is a concern that if mistakes are made, it will impose a heavy burden on users," said Susumu Murakoshi. There are also widespread voices pointing out deficiencies in the system, such as issuing a statement.
reference:[Ministry of Education, Culture, Sports, Science and Technology] Regarding the establishment of a new income-linked return-type scholarship system (first summary)
[Japan Federation of Bar Associations] Chairman's statement on income-linked refundable scholarship system