When asked about the reality and ideals of "income," the current monthly income is "average 1 yen" for fourth-year college students and "average 4 yen" for first-year working adults.The breakdown of income for fourth-year college students is a part-time job fee of "8.4 yen on average" and a remittance / remittance of "1 yen on average".The average annual income that I think is a high annual income is 17.9 million yen on average for the 4th grade of university and 4.7 million yen on average for the 1.9st grade of working people. It was "yen" and "average 4 million yen" for first-year members of society.

　Regarding "expenditure," the monthly amount of money that can be freely used is "average 1 yen" for fourth-year college students and "average 4 yen" for first-year working adults.As for the degree of satisfaction, 3% of the 1th year college students were "generally satisfied" and 5.3% were "generally dissatisfied", and the satisfied group far exceeded the dissatisfied group.On the other hand, in the first grade of working adults, "generally satisfied" was 4% and "generally dissatisfied" was 42.8%, both of which were in competition. The amount of money spent on a single date was "average 29.4 yen" for 1th year college students and "average 37.4 yen" for 35.2st year working adults.

　「投資」については、大学4年生の16%、社会人1年生の27%が投資を実践中で、どちらも実践している投資1位は「株式投資」、2位「投資信託」だった。また、お金の悩みについて聞くと、1位は「収入が少ない」（大学4年生45.0%／社会人1年生56.0%）、2位「貯蓄ができない」（30.8%／27.6%）、3位「無駄づかいが多い」（30.4%／27.0%）と続き、「将来設計ができない」（13.8%／14.2%）や「老後の生活資金が不安」（11.8%／15.0%）など、将来に対して悩んでいる人も少なくないことがわかった。

　また、「借金（奨学金含む）がある」と答えた大学4年生は35%、社会人1年生は40%で、借金額は大学4年生平均198万円、社会人1年生平均187万円だった。どこから借金をしているかは、大学4年生・社会人1年生とも「奨学金（日本学生支援機構・自治体など）」（大学4年生66.7%、社会人1年生62.0%）が突出して高かった。
　
Reference: [GMO Aozora Net Bank Stock Association] The pocketbook of 4 fourth-year college students and first-year working adults Second survey on money 1 "Income / Expenditure / Investment / Debt"