Japan Finance Corporation surveyed and published the "Results of Survey on Educational Expenses" in FY64 for parents (valid responses: 4,700) who are 2019 years old or younger and have children over high school. ..
According to the survey, the education cost (enrollment cost *) per child from high school entrance to university graduation is 939.1 million yen.The breakdown is 3 yen for the third year of high school, and 248.7 yen from university entrance to graduation. Compared to the 690.4 survey (2018 million yen), it decreased by 953.4 yen.The main reason for this decrease was the reduction in university enrollment costs such as textbook fees.Looking at the enrollment destinations after graduating from high school, if you enroll in a private university, it is 14.3 yen for liberal arts and 965.7 million yen for science, while it is 1,070.4 yen for national and public universities.In addition, the average annual remittance amount to students going to school outside the home (per person) was 748.1 million yen (1 yen per month), an increase of 102.3 yen from the 8.5 survey.
The ratio of school enrollment costs (total costs for all children) to the annual household income was 16.3% on average, up from the 2018 survey (15.7%).In particular, households with an annual income of 200 million yen or more and less than 400 million yen increased by 37.5 points to 2018% compared to the 32.1 survey (5.4%).
As for the method of raising educational expenses (households taking some measures), "cutting down expenses other than educational expenses (savings)" was the most common at 32.7%, and "withdrawing deposits and savings and insurance" was 23.5%. “Children (students themselves) have a part-time job” (22.9%) and “scholarships” (17.6%) followed.As for the expenditures saved, "dining expenses" was the most common at 62.6%.
When asked about the circumstances that led to the use of the "national education loan," the most common reason for parents was "I couldn't cover with savings and savings" at 50.1%, and "I was worried because my income was low." 30.3%, "Educational expenses for children were higher than expected" 21.4%.As for the circumstances of children, "I wanted to go to a school with a high tuition fee" was the most common at 46.9%, "I needed to go to school outside my home" at 25.5%, and "I wanted to go to a school for a long time". 8.8%, "I decided to go on to graduate school, etc." 4.3%.
* The enrollment fee is the enrollment fee (examination fee, school payment, payment to the school that did not enroll, etc.) and enrollment fee (school education fee such as tuition fee, school fee, textbook fee, study school, reference. Cumulative total of home education expenses such as book purchase).
