Twenty-six percent of new adults who have used postpaid payments used postpaid payments for shopping that they could not pay with their cash or deposits, according to Professor Taizo Motonishi of the Faculty of Economics, Kansai University, Kansai Gakuin University. It was found in a survey by Professor Hiroyuki Aman of the Faculty of Commerce, Associate Professor Chisako Yamane of the Faculty of Economics of Hiroshima University of Economics, and Kinei Roku Post-Doctoral Fellow of the Kansai University Socio-Network Strategic Research Organization.For male users, that percentage jumps to 26%.
The survey was conducted on March 3 via the Internet, targeting 10 men and women aged 15 to 19 years who are being monitored by a research company.
それによると、日本では先に商品を受け取り、代金を後で支払う後払い決済が急速に普及しているが、成年年齢の引き下げで新成人となる18、19歳の回答者のうち、35％（男性29％、女性40％）、15～17歳の24％（男性20％、女性28％）が利用経験を持っていた。
新成人で後払い決済を利用したことがある人の26％が手持ちの現金や預貯金で払えない額の無理のある買い物をしていたほか、期日に代金を支払えなかった経験を持つ人は18、19歳利用者の30％（男性37％、女性26％）、15～17歳利用者の36％（男性49％、女性27％）に上っている。
When using the postpaid payment, 41% of the respondents did not obtain the permission of their parents or ignored it even though it was stopped. It was also found that about 15% of users aged 17 to 30 still use postpaid payment without the permission of their parents.The research group believes that minors also need financial education.
