Nov. 2023, 3
Scholarship repayment, less than 4% affect marriage, 3% affect child rearing
A nationwide survey by the Central Council for Labor Welfare revealed that 4% of those who are currently repaying loan-type scholarships feel that it is affecting their ability to get married, and 3% to have children, raise children, and own a home. rice field.One out of every four people have had difficulty paying their loans due to the pandemic, and the Central Council for Workers' Welfare has pointed out the need for improvement.
In September 2022, the survey was conducted online for monitors from an internet research company, and data from 9 people was aggregated.The profile of the survey respondents was more than 2,200% full-time employees, less than 5% non-regular employees, and about 4% freelancers.
According to this, only 2% of those who received loan-type scholarships from the Japan Student Services Organization during their student days received benefit-type scholarships, 49.4% of which received interest-free loans, and 61.4% of those who received interest-bearing loans. It was paid on a loan basis.Of those in repayment, 12.0% used the repayment grace system and 2.3% were in arrears.The average borrowing amount is 310 million yen.
Only 9.6% of the respondents said that they felt they could afford the repayment burden, while 45.9% answered that they were "somehow" and 44.5% answered that they were "hard."Compared to before the spread of the new coronavirus infection, 26.0% answered that they had become more difficult.
As for the impact of scholarship repayment on life planning, 37.5% said that repayment had an impact on marriage, while 31.1% had an impact on childbirth, 31.8% on child-rearing, and 32.8% on acquiring a home. replied.25.3% are dissatisfied with receiving higher education using loan-type scholarships.
reference:[Central Council of Workers' Welfare] Survey Report on Scholarships and Burden of Educational Expenses - Key Points of Survey Results